Crisil Jobs for MBA Finance for Freshers
KEY ROLES & RESPONSIBILITIES
- The role comprises working on credit risk assessment of corporate entities spread across multiple sectors and regions.
- The credit assessment process requires the following:
o Undertaking research and analysis of corporate entities through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
o Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.
o Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
o Preparing a detailed peer analysis on the operating and financial side.
o The task will also involves preparing and updating financial models for the credits which includes analysis of historic trends along with projecting the future performance.
o Other activities include preparing industry databases and reports.
- Establish and maintain consistent standards and processes in credit analysis through interaction with sector specialists and senior analysts
- The role may also require training and mentoring junior colleagues on specific aspects of credit risk, sector and domain nuances.
FUNCTIONAL & BEHAVIOURAL KNOWLEDGE
- Good in financial modelling with fair understanding of financial statements and accounting concepts
- Good understanding of banking regulations, calculation of key credit metrics and capital ratios
- Reasonable understanding of banks internal systems
PROBLEM SOLVING
- Assist in solving complex problems related to financial modeling
INTERACTIONS
- Works within own team and interacts with other related teams
- Communicates with internal & external clients and/or issuers as necessary
TYPICAL SCOPE & IMPACT
- Impacts the quality and effectiveness of own team
MINIMUM & PREFERRED EDUCATION
- Master's degree or equivalent (MBA Finance)
- CA / CFA / FRM / Experienced Graduates
MINIMUM & PREFERRED EXPERIENCE / SKILLS
- 0 to 2 years of work experience
- High level of attention to detail and accuracy; Diligence and hard work
- Ability to work under stringent timelines
- Good understanding of MS office products